In Texas, people are being hit with criminal charges for failing to pay back predatory loans. Predatory loans are cash loans with exorbitant interest rates- largely seen as unfair and deceptive. As people are unable to pay back these loans, many have received notices informing them that they are required to pay a certain price (often many times more than they loaned), or serve prison time. The huge problem with this is that it is against federal law, the Texas constitution, and the…